Authorizations

• Supplier export credit insurance is intended for transactions which are difficult or impossible to insure in the private credit insurance market due to their long credit period, large size, or the country risk involved
• Amount: Minimum EUR 200,000 and no maximum limit
• Cover:
• Up to 95% for commercial risks
• Up to 98% for political risks
• Exceptions for coverage:
• Losses due to exporter’s negligence
• Transportation risk
• War risks
• Cover available to insure bonding
• Premium depends on contract value, export country, and client rating
• Direct guarantee for supplier credit:
• Supplementary facility, available at no extra cost, in conjunction with a supplier credit insurance policy
• Irrevocable guarantee which Atradius, on behalf of the Dutch State, will issue to the bank which discounts exporter's bills or promissory notes
• Cover: 95%-98% of nominal value of bills of exchange (in some cases it could be increased to100%)
• The exporter must have completed the delivery of the capital goods and/or performed all the services as per the terms of the export contract
• The bills of exchange or promissory notes must be payable in the Netherlands and have been approved by Atradius
• Exporters may receive advance payment from up to EUR 5 million sfor many countries

• Covers risk of non-payment of principal, interest, and late interest payment due on export loans granted by banks
• The maximum amount that can be made available under an insured export loan depends on several factors, including:
• The creditworthiness of the borrower for the duration of the loan
• The maximum amount of the contract value which may be financed; in accordance with OECD rules, this is usually no more than 85% (80% for ships)
• Current capacity under Atradius’ limit for the relevant country
• Cover:
• Standard buyer credit ranges between 90% and 98%
• Project finance cover ranges from 70% to 90%; if commercial banks participate in the commercial tranche, cover can be up to 100%
• Currencies: EUR, USD, GBP, JPY, and other currencies on a case-by-case basis
• Eligible lenders: Dutch and foreign banks in OECD countries; non-OECD country banks are considered on a case-by-case basis
• Risk covered: Commercial and political
• Risk premium depends on contract value, export country, and client rating (premium calculator available online)

• This state fund provides financing (among other things) to companies that export
• Working capital may be provided
• Eligible in countries which do not fall under the DGGF scheme
• Amount: Up to EUR 5 million
• The fund is primarily intended for Dutch SMEs, or for larger companies if they can demonstrate that the export has a positive effect on Dutch SMEs

• Export insurance for contractors
• Covers the risk that your foreign buyers will not pay Dutch contractor for the costs incurred in the event that the contractor is obliged to suspend work on a project, as well as for the risk that the contractor will not receive payment or interest in full or within an acceptable period of time for approved certificates
• Cover between 90% and 98%
• Atradius Dutch State Business Tool and Equipment Insurance protects contractors against losses due to damage to tools and equipment owing to political reasons such as war or disturbances
• Green cover
• Green Cover investment loans help companies acquire the finance they need for their respective investments to develop or scale up sustainable projects or green capital goods
• Available for Dutch companies only
• At least 20% of the investment loan is spent in the Netherlands; exceptions may be made
• It is forecasted that a part of these 'green' capital goods or services generated by the investment will be exported (>20%)
• Cover: Up to 80%
• Export credit guarantee: Enables banks to obtain funding on competitive terms and conditions for financing Dutch export transactions
• The guarantee is irrevocable—hence, the financier’s or refinancer’s risk of non-payment is fully covered
• Requires Atradius insurance policy covering the exports
• Investment policy
• Covers political risk of Dutch companies investing abroad
• Foreign exchange risk insurance
• Guarantees the exporter that Atradius will settle any exchange rate gains or losses
• Available currencies: EUR, USD, CHF, GBP, AUD, NZD, JPY, NOK, SEK, and others on a case-by-case basis
• Cover: Up to 100% of value of insured contract
• Premium has a two-part component: (1) fixed component 0.5% of contract value, and (2) a variable component 0.1667% of insured contract value per month for standard currencies (0.25% per month for exotic currencies)
• Asset based finance
• Uses the buyer credit insurance policy as default protection
• Application and assessment must meet certain criteria including future value study, legal opinion confirming ability to repatriate the capital asset, and environmental and social impact assessments
• Eligibility analysis includes security structure, valuation, cash flow analysis, maintenance requirement, default clauses, and definer resale period
• Dutch Good Growth Fund
• Financing and credit insurance for enterprises and investment funds in the Netherlands and in low and middle-income countries in support of development-related export transactions and/or investments when otherwise not available from the private market
• Available to eligible SMEs in designated countries, as well as to Dutch SMEs seeking to do business in designated countries
• Strict selection criteria and limited to including the export of capital goods to, or the construction of infrastructure in, a designated country
• Maximum support: EUR 30 million
• Advance financing: Up to EUR 5 million (with demonstrated lack of support from private sector)
• DRIVE (Development Related Instructure Investment Vehicle)
• Established by the Ministry of Foreign Affairs, DRIVE supports public infrastructure projects in developing countries which contribute to the country’s advancement
• Dutch exporters involved in public infrastructure projects in designated countries may be eligible for a subsidy
• Subsidy can be applied to any of the following: Contract value, interest due on the commercial financing, export credit insurance premium, or the buyer’s first payment
• Lease policy:
• Comprehensive cover for financial leases
• Restricted cover and expropriation risk cover for operational leases
• Working capital policy: Insurance for working capital financing protects the financial institution which grants a Dutch exporter an extra working capital facility for its export transactions

• Typically, eligibility requires at least 20% Dutch content for goods and services
• In some cases, exports from foreign subsidiaries or affiliates of Dutch companies up to 5% of contract price may qualify as Dutch content as long as the ultimate parent of the companies is Dutch and The Dutch exporter bears full contractual responsibility towards the buyer for the contributions by the affiliates or subsidiaries

• Available when transaction risks cannot be insured by the private sector market

• Contract must not be in force at time of application

• Corporate and social responsibility standards

• Certain economic activities are not eligible for support, including, with some exceptions:
• Extraction and processing of fossil fuels
• Electricity production through fossil fuels
• Use of fossil fuels
• Routing flaring and venting
• Transactions and/or projects related to livestock systems and practices that are not in line with the ‘Five freedoms for animals’ or the notion that animals have an intrinsic value

• 2023: Dutch export credit insurance available for Ukraine